Don't Pay That Auto Insurance Yet!

Many people choose the ERIE Insurance Group to insure their autos because of our competitive prices, but we are much more than that! We also provide the highest level of customer service, over 30 Xtra Features, flexibility and stability that ranks at the top of the industry.

The ERIE's founding purpose, "To provide its Policyholders with as near perfect protection, as near perfect service, as is humanly possible, and to do so at the lowest possible cost," is as true now as it was when the company was founded in 1925. We are committed to keeping your auto rates as low as possible by keeping our overhead low and carefully evaluating all applicants. We further reduce your rates by offering numerous discounts, which include:

• Multi-Car Discount
• Age 55 or Over Discount
• Passive Restraints Discount
• Anti-Theft Devices Discount
• Anti-Lock Brakes Discount
• Multi-Policy Discount (Not available in D.C.)

ERIE's Customer Incentive Program guarantees your auto rates will not be surcharged under the following circumstances:

• First Accident Forgiveness Plan. The ERIE will not surcharge an auto policy written through our preferred plan in the event of a first "at-fault" accident. (Waiting period applies in certain states.)
• Feature 15. After an auto policy has been in continuous force for fifteen consecutive years with The ERIE, you never will be surcharged for an at-fault accident again.

We realize that each policy sold is a promise of service; a promise we're prepared to keep. That's why we use our own trained adjusters, whenever possible, insuring that your claim will be settled quickly and fairly by personnel who know our policy and understand our service philosophy. Our claims services include:

• Contact standards ensuring you'll be promptly contacted after reporting a loss, in most cases that same day.
• After-hours service allowing you to report losses after normal business hours, on weekends and on holidays, by calling 1-800-367-3743.
• EIGlass Program, 1-800-552-ERIE, simplifying the auto glass repair and replacement process. The program is designed to speed the claims process, to offer 24-hour claims reporting service and to be flexible enough to let you decide who should repair or replace your windshield.
• Direct Repair Program allowing you to select your own body shop or one of numerous participating body shops. Participating body shops will directly bill The ERIE, less your deductible, as an added convenience to you.

It is because of this very commitment to the promise of service that The ERIE continually receives distinguished marks for service from independent consumer organizations. And it is what has earned The ERIE its long-standing reputation for providing fast, fair and courteous claims service.

The ERIE's Pioneer Family Auto Insurance Policy offers a complete line of quality coverages to meet your auto insurance needs. The amount of coverage depends on limits of coverage you purchase:

Bodily Injury Liability: Covers your legal liability for bodily injury claims brought against you.

Property Damage Liability: Covers your legal liability for property damage claims brought against you.

Medical Payments: Covers the medical expenses for injuries sustained by you, resident relatives and other people in your auto as the result of an accident.*

Uninsured/Underinsured Motorists: Provides coverage when you are injured in an accident caused by another person who either has no insurance or who carries liability limits which are less than your Uninsured/Underinsured Motorist coverage. Some states require that this coverage also include property damage.

Comprehensive: Pays for damage to your auto and its equipment not caused by collision or upset.

Collision: Pays for damage to your auto and its equipment caused by collision or upset.

*See specific coverages for each state:
Medical Expense in VA
Personal Injury Protection in DC, MD, and NY
First Party Benefits in PA

The Pioneer Family Auto Policy can be tailored, for an additional premium, to meet your individual needs.

• Transportation Expenses: Covers transportation expenses, including the cost of car rental, should your auto become disabled due to a collision loss. (Automatically included at basic limit when comprehensive is purchased.)
• Death and Disability Benefits: Provides death and/or disability benefits should you die or become disabled as a result of an auto accident.
• Road Service: Pays reasonable towing and required labor costs at the site of breakdown when your auto is disabled.
• Auto Lease/Loan Security Coverage: Provides additional protection in the event of a total loss to a covered auto. Coverage is provided for the difference between the actual cash value of the auto and the amount due under the terms of the lease/loan.